Insource Funding specializes in multifamily and commercial property financing, offering a streamlined alternative when traditional banks are not an option. Our process is designed for efficiency, enabling quick closings within 8-15 days and requiring minimal documentation. This service is tailored for real estate investors and mortgage brokers looking for a reliable funding source for owner-occupied or tenant-occupied spaces.
Multifamily & Commercial
Loans
Flexible Loan Terms for Multifamily & Commercial Properties
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Loan Amounts: $150K - $5M
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Loan To Value:
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​Up to 90% CLTV For a Purchase
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65-75% LTV For a Refinance or Cash-Out
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Loan Type: 30-Year Fixed rate, Interest Only Available
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Property type: 5+ Unit Multifamily & Commercial Properties​
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No DSCR under $500,000.
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.8 Debt Service Coverage Ratio if Owner Occupied
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1.0 If Tenant Occupied
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Buy Down Options For Rate and Prepay Penalty
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Portfolio loans Available
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No Income or Employment Verification
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600 minimum FICO
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Where we lend, Nationwide except: Nd, SD, NV, AZ, CA, ID, UT
Hassle Free Process, We Make
Getting Your New Loan Simple.
Quick Inquiry
Provide project details for initial assessment Below, and we'll let you know if we can assist you
Prompt Approval
If it's a match, complete a two-minute online application.Review and sign the terms we send over
Prepare for Closing
Step through the final phase of your loan process with ease, We'll collect closing documents and schedule the closing date
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Why Insource Funding?
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Speed: Experience rapid processing times, with pre-approval possible within an hour of application, ensuring you move quickly in a competitive market.
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Light Documentation: Our No-Doc policy means minimal paperwork. Forget about tax returns, income verification, or extensive bank statements, and focus on what matters—your investments.
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Quick Closings: With the ability to close deals within just 15 days, we eliminate the usual delays, enabling faster turnaround and greater investment agility.
Unlocking Growth in 2024: Why Multifamily Real Estate is Your Best Bet
As we step into 2024, the real estate investment scene is buzzing, and multifamily properties are shining brighter than ever. In a world where economic uncertainty makes everyone tread carefully, these properties are like gold for investors. Our specialized lending solutions are here to give your investment plans a solid boost, focusing on the strengths and steady returns of multifamily units. Let's dive into how our approach to financing can be a game-changer for you.
Spotlight on Multifamily Investments: In today's economy, putting your money in multifamily properties is a smart move. They're not just surviving; they're thriving, attracting a steady stream of renters and offering you a reliable source of income. It's a stable investment that keeps on giving, even when other sectors might be taking a hit.
Built to Last: Multifamily properties have a knack for standing strong, even when the economic going gets tough. For investors seeking a safe place to grow their money, these properties are a solid choice. They offer the kind of stability and consistent income that's hard to find elsewhere, making them an attractive option in 2024's unpredictable economy.
Smart Lending for Smart Investing: When it comes to loans over $500,000, we're looking for a sweet spot with our debt service coverage ratio of 1.0. This means we're all about ensuring your property's income can comfortably cover its debts. It's a sensible approach to lending that keeps everyone's interests aligned for long-term success.
Opportunities Everywhere: The demand for housing isn't slowing down, especially in urban and suburban areas where more people are choosing to rent. By focusing on multifamily properties, you're tapping into a growing market with plenty of room for growth. Our financing options are designed to help you grab these opportunities, whether you're buying new properties or refinancing your existing ones.
Tailored to Fit: We get that multifamily investing comes with its own set of challenges and chances. That's why we offer loan options that fit just right. Whether you're expanding your portfolio or optimizing what you've already got, our team is here to support you every step of the way.
Multifamily properties are a bright spot for investors looking to navigate the complexities of today's real estate market. With our specialized loans, you're not just investing in property; you're investing in your future. Explore how our multifamily financing solutions can open new doors for your investment strategy, ensuring you stay ahead in the real estate game.