Bridge Loans | Insource Funding - Flexible Short-Term Financing
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If you're in the process of selling one property and buying another, or if you need to access equity for a short period, our No-Doc Bridge Loans are designed for you. They're perfect for real estate investors looking for a quick, flexible financing solution to bridge the gap. Whether you're eyeing short-term rental opportunities like AirBNBs, VRBOs, or that dream vacation spot, our loans offer competitive terms to help you make the most out of your investments

Bridge Loans

Bridge loans

Flexible Loan Terms for Bridge Loans

  • Loan Amounts: $100K - $3M

  • Loan To Value: 

    • ​Up to 90% CLTV For a Purchase

    • 75% LTV For a Refinance or Cash-Out

  • Loan Terms: 12-24 Months, Interest Only Payments

  • Property type: 1-4 Unit Investment residential and Short Term Rental.​

  • No Debt Service Coverage Ratio Requirements

  • No Income or Employment Verification

  • 600 minimum FICO

  • Where we lend, Nationwide except: Nd, SD, NV, AZ, CA, ID, UT

 Application Process, We Make
Getting Your New Loan Simple.

Quick Inquiry

Provide project details for initial assessment Below, and we'll let you know if we can assist you

Prompt Approval

If it's a match, complete a two-minute online application.Review and sign the terms we send over

Prepare for Closing

Step through the final phase of your loan process with ease, We'll  collect closing documents and schedule the closing date

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APPLY NOW

Take the next step in your investment journey with a lender committed to your success. Contact us or request a quote today

Eligible Property Types for Financing

  • Single-Family Rentals.

  • Condominiums.

  • Planned Unit Developments (P.U.D.s).

  • Townhomes.

  • Duplexes.

  • Triplexes.

  • Quadplexes.

Why Insource Funding?

  • Speed: Experience our expedited approval process, with same-day approval following your application, ensuring you can move quickly in a competitive market
     

  • Light Documentation: Our No-Doc policy means minimal paperwork. No tax returns, income verification, or bank statements required.
     

  • Quick Closings: We strive to close within 15 days or less. 

The Strategic Advantages of Bridge Loans in 2024

Bridge loans, a vital financial tool for real estate investors in 2024, offer the agility and flexibility needed to navigate the competitive property market. These short-term financing solutions, typically ranging from 12 to 24 months, are designed to fill the gap between immediate funding needs and securing long-term financing:
 

  • Short-Term Financing: Bridge loans provide a swift financial solution for investors looking to act quickly on property acquisitions. This short-term financing, ideal for periods of 12 to 24 months, is perfectly suited for investors planning to rehab and sell properties (fix-and-flip) or awaiting the sale of an existing property before purchasing another.
     

  • Interest-Only Payments: One of the most attractive features of bridge loans is the option for interest-only payments. This benefit allows investors to manage cash flow more efficiently by minimizing monthly payment obligations, thereby maximizing liquidity for renovations, acquisitions, or other investment-related expenses.
     

  • Quick Access to Capital: In the fast-paced real estate market, timing is everything. Bridge loans offer investors quick access to capital, ensuring they can seize opportunities as they arise without the lengthy approval processes associated with traditional financing.
     

  • Flexibility in Property Acquisition: For real estate investors targeting properties to rehab and flip or those in transition between sales, bridge loans provide the necessary flexibility to purchase without having to wait for existing properties to sell. This advantage is crucial in hot markets where delays can mean missed opportunities.
     

  • Leverage for More Deals: By utilizing bridge loans, investors can leverage their capital to engage in multiple projects simultaneously. This increased capacity for deal flow can significantly enhance portfolio growth and profitability.
     

Incorporating these advantages into your investment strategy with bridge loans can be a game-changer, offering the speed, flexibility, and financial leverage needed to thrive in 2024's real estate market. Whether you're expanding your fix-and-flip operations or navigating property transitions, bridge loans are designed to support your investment journey, ensuring you stay ahead in the competitive real estate landscape.

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