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Rental Property Loans

Our No-Doc Rental Property Loans, perfect for long-term buy-and-hold strategies and short-term rentals like Airbnb and VRBO. Offering competitive rates and flexible terms, these investment property loans, which do not require a DSCR, are ideal for acquiring new properties or leveraging existing ones to grow your portfolio

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Residential rental property
No-doc Rental Loans
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Capote closing a rental property loan, Insource, Funding

Flexible Loan Terms for Investment Property Financing

  • Loan Amounts: $150K - $3M

  • Loan to Value (LTV):

    • Up to 90% CLTV for Purchases

    • 75% LTV for Refinances or Cash-Out

  • Loan Type: 30-Year Fixed Rate, Interest-Only Payments Available

  • No Debt Service Coverage Ratio Requirements

  • Portfolio Loans Available

  • No Income or Employment Verification

  • Nationwide Lending (excluding ND, SD, NV, AZ, CA, ID, UT)

Eligible Property Types for Financing

  • 1-4 Unit Rentals. Condos' Townhomes, Apartments  Planned Unit Developments  and Short-Term Rentals

Looking for Different Loan Options?

Let's Calculate Your Rental 
Loan Options

Rates and terms are estimates and may be lower. Rate buy-down options are available for more savings. Our floor rate on the 30-year fixed loan and 50% LTV is 7.9%, and the interest-only rate is 8.5%. For more information, call 800-805-3391.

Our Simple Loan
Application Process

From Application to Closing in 12 Days or Less

Quick Inquiry

Share the details of your project below, and we will promptly evaluate if we can assist you

Prompt Approval

If it's a match, complete a two-minute online application.Review and sign the terms we send over.

Prepare for Closing

Step through the final phase of your loan process with ease, We'll  collect closing documents and schedule the closing date.

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APPLY NOW

Get started today with our hassle-free application process

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