Explore No-Doc Loans for rental properties, perfect for long-term buy-and-hold strategies and short-term rentals like Airbnb and VRBO. Offering competitive rates and flexibility, these loans are ideal for acquiring new properties or leveraging existing ones to grow your portfolio. For transitions or immediate financial needs, our Bridge Loans with 12-24 month terms are the ideal solution.
Rental Loans
Flexible Loan Terms for Rental Property Financing
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Loan Amounts: $100K - $3M
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Loan To Value:
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​Up to 90% CLTV For a Purchase
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75% LTV For a Refinance or Cash-Out
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Loan Type: 30-Year Fixed rate, Interest Only Payments Available
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Property type: 1-4 Unit Investment residential and Short term rental.​
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No Debt Service Coverage Ratio Requirements
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Buy Down Options for Rate and Prepay penalty
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Portfolio loans Available
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No Income or Employment Verification
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600 minimum FICO
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Where we lend, Nationwide except: Nd, SD, NV, AZ, CA, ID, UT
Application Process, We Make
Getting Your New Loan Simple.
Quick Inquiry
Provide project details for initial assessment Below, and we'll let you know if we can assist you
Prompt Approval
If it's a match, complete a two-minute online application.Review and sign the terms we send over
Prepare for Closing
Step through the final phase of your loan process with ease, We'll collect closing documents and schedule the closing date
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Eligible Property Types for Financing
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Single-Family Rentals.
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Condominiums.
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Planned Unit Developments (P.U.D.s).
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Townhomes.
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Duplexes.
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Triplexes.
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Quadplexes.
Why Insource Funding?
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Speed: with same-day approval following your application, ensuring you can move quickly in a competitive market
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Light Documentation: Our No-Doc policy means minimal paperwork. No tax returns, income verification, or bank statements required.
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Quick Closings: We strive to close within 15 days or less.
2024 Market Watch: Essential Insights for Real Estate Investors
In 2024, real estate investors are strategically leveraging rental loans to capitalize on unique market opportunities, with a keen eye on areas experiencing unprecedented growth and demand. Our rental loan program is crafted to assist investors, providing swift, flexible financing to quickly seize these opportunities. Here's how our approach aligns with the current market dynamics, making it a prime time for investment:
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Emerging Hotspots: Markets like Austin, Texas, and Nashville, Tennessee, have seen substantial growth in rental demand over the last 12 months, with rent increases outpacing national averages. These cities are prime examples of where strategic investments can yield significant returns.
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Demand Surges: In regions such as the Pacific Northwest and the Southeast, the influx of new residents has led to a pressing need for more rental properties. Cities like Seattle and Atlanta are witnessing a rental market boom, offering lucrative opportunities for investors.
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Market Resilience: Areas with strong job growth, particularly in tech and healthcare sectors, such as San Francisco, California, and Raleigh, North Carolina, continue to show resilience and promise for rental property investors, with both markets experiencing a steady increase in rental prices.
By aligning your investment strategy with our rental property loan services, you can tap into these high-potential markets, ensuring your portfolio not only grows but thrives. Our program is designed to navigate the complexities of today’s real estate investment landscape, offering:
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Competitive rates to maximize your returns.
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A streamlined application process, so you can close deals faster.
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Expert insights into market trends, helping you make informed decisions.
In 2024, the key to expanding your real estate portfolio and enhancing passive income lies in identifying and acting on these emerging market trends. With our tailored rental loans, you're well-equipped to take advantage of the shifting dynamics, positioning your investments for success in the most promising markets.