
Turn Your Rentals Into Wealth – Without Bank Hassles.
Real estate is the fastest path to long-term wealth—but only if you can scale quickly. Our private rental loans give you fast approvals, easy closings, and the leverage you need to grow your portfolio—without banks or other lenders slowing you down.

Rental Loans for Investors – Fast, Flexible, and Built for Growth.
Our rental loan programs provide the flexibility and speed you need to finance single-family homes, short-term rentals, and 2–4 unit residential properties. With competitive terms and no documentation hurdles, we make securing your next investment simple.
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Loan Amounts: $150,000 to $3,000,000
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Loan-to-Value (LTV): Up to 90% on purchases; 75% on refinances or cash-out
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Terms: 30-year fixed with interest-only options
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No Minimum Credit Score:
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Simplified Documentation: No DSCR, income verification, or tax returns required
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Property Types: 1–4 unit residential properties, short-term rentals, and portfolio loans
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Nationwide Lending:
Estimate Your Loan in Minutes:
Please note: Loan estimates are for informational purposes only and may vary. Lower rates may be available, and rate buy-down options are offered. The floor rate for 30-year fixed loans is 8%. For the most accurate loan terms, call us at 800-805-3391
Use our rental loan calculator to estimate how much you can borrow and what your monthly payments might look like. Final terms may vary, but this gives you a head start on planning your next investment.

How We Compare to Other Lenders..
Our rental loan program eliminates the barriers that investors face with traditional lenders. See how we’re different and why investors prefer us.
Feature | Insource Funding | Traditional Lenders |
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DSCR Requirement | None | 1.0 or Higher |
Borrower Type | Individuals & Entities | Primarily Entities |
Foreign Nationals | Welcomed | Accepted, but Highly Scrutinized |
Loan Term Options | 30-Year Fixed | ARM’s or Limited Terms |
Income Verification | Not Required | Required |
Loan Approval Speed | Same Day | 2-3 Days |
Closing Time | 8-13 Days | 30 Days |
Loan Amount Range | $150,000 - $3M | Varies / Limited |
Nationwide Lending | Yes | X Limited |
Ready to Fund Your Next Investment?
Fill out the form on the right, and one of our loan advisors will call you to discuss your scenario
Why Insource Funding?
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Hassle-Free Application: No income or employment verification needed.
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Skip the Paperwork: Forget tax returns and bank statements; we focus on the asset.
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Tailored Financing to Suit Your Needs
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Streamlined Process: Get the rental or commercial property loan faster than traditional methods.