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Insource Funding

Finance Washington Investment Properties From Seattle to Spokane

Specialized lending for tech market rentals, condos, and investment properties across Seattle, Tacoma, Spokane, and Puget Sound markets.

75% LTV on rental properties, up to 90% CLTV*

Condo financing available

No income verification required

California investors welcomed

Close in as little as 13 days

Have a deal in mind? You bring the deal - we'll tell you if it fits.

Want to See Your Financing Options?

Tell us about the property. We'll let you know if it works and explain the available financing. No runaround.

Secure · No obligation · 1-hour response during business hours

130+ Washington state properties financed

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Loans Closed
0 yrs
Track Record
0 days
Avg. Close
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Max CLTV
Member & AffiliatedAmerican Association of Private LendersChamber of CommerceFlorida Association of Mortgage ProfessionalsThink Realty

Washington-focused asset lending since 2001. We know this market.

Washington Investment Property Financing

Financing That Moves as Fast as You Do

We finance Washington properties based on asset value, not your W-2.

30-Year Fixed & Bridge Options

Rental & Bridge Loans

1-5 Unit Residential Properties

NO DSCR required or income verification
No tax returns required
Close in 8–13 business days
Loan amounts: $100K – $5M
Up to 90% CLTV (purchase) | 70% LTV (cash-out)
30-year fixed & bridge options available

Property Types

Single-family homes, duplexes, triplexes, fourplexes, small multifamily

Flexible Commercial Terms

Commercial & Mixed-Use

1-5 Unit Properties

Mixed-use buildings with residential units
Retail, office, industrial properties
NO DSCR required on qualifying properties
Loan amounts: $100K – $5M
70% LTV (cash-out) | 90% CLTV (purchase)
13-day closings
Flexible deal terms

Property Types

Mixed-use buildings, retail spaces, office buildings, industrial properties

Simple Documentation

Required Documents

Purchase contract or current mortgage statement
Photo ID
Corporate docs (if held in entity)
Property insurance (at closing)

That's it. No Tax Returns, No Bank Statements, No Employment Verification

Seller Carry Allowed: Up to 90% CLTVBring 10% down. Seller carries a second. Most lenders won't touch this.

You've Probably Been Through This Before

Boxes to check. Ratios to hit. And somewhere along the way, the deal just... stalls.

What You've Probably Heard

  • "Your DSCR doesn't qualify"
  • "We need a higher credit score"
  • "Send us two years of tax returns"
  • "We'll get back to you in a few weeks"
  • "We can't move forward right now"

How We Look at It

  • We start with the property itself
  • Credit history doesn't disqualify you
  • No tax returns or bank statements needed
  • You'll hear back within an hour
  • We understand Washington's fast-moving metro markets
  • A clear answer, either way

Sound different? Send us your Washington deal and find out in an hour.

Recently Closed in Washington

Tacoma, WA – Investment Property Purchase

$585,000
Purchase Price
$468,000
Loan Amount
10 days
Closed in
640
Credit Score
Metro rental purchase
Asset-based approval
Direct lender, no broker

📝 Want to see what your loan would look like? Get a same-day term sheet tailored to your Washington property.

Frequently Asked Questions - Washington Investment Property Loans

Have more questions about Washington investment property financing?

Cities We Serve in Washington

Explore city-specific lending information and local market insights for top investment markets across Washington.

Don't see your city? We lend throughout Washington.Contact us to discuss your specific market.

Ready to Finance Your Washington Property?

Whether you are purchasing or refinancing, we will give you a clear answer fast. No runaround, no paperwork overload. Just investor-focused financing that works.

Specialized financing solutions for Washington real estate investors seeking fast, flexible funding options. Expert Washington market knowledge since 2001.

Serving Washington investors in: Seattle, Spokane, Tacoma, Vancouver, Bellevue, Kent, Everett, Renton, Kirkland, Redmond, Federal Way, Auburn, Olympia, Bellingham, Kennewick, Yakima

Specialized Washington markets: Washington bridge loans | Washington multifamily property financing | Washington commercial real estate loans | Washington bridge loan specialists | Washington rental property refinancing

Core loan programs: Washington investment property loans | rental property loans Washington | Washington commercial property loans | NO DSCR required loans Washington | direct lender Washington real estate | bridge loans for investors in Washington

Note: Loan terms, rates, and availability subject to underwriting approval and may vary by Washington location.