Seattle, WA
Seattle Investment Loans for Apartments and Mixed-Use Buildings
Insource Funding is a direct private lender for rental, bridge, multifamily, mixed-use, and commercial property purchases and refinances in Seattle. Loans range from $100,000 to $5 million with asset-based underwriting—no DSCR, personal-income verification, or tax returns.
Seattle is a high-demand investor market anchored by tech employment and persistent supply shortages. If the deal makes sense, we move quickly and give a straight answer.
Direct Lender
Since 2001
$100K–$5M
Loan amounts
No DSCR
Or income verification
Purchases + Refinances
Including cash-out
Get a Quote for Your Seattle Property
Tell us about the property and the financing you need. We issue same-day term sheets when the initial scenario fits our guidelines.
Want to See Your Financing Options?
Tell us about the property. We'll let you know if it works and explain the available financing. No runaround.
Loan programs
Investment Property Financing Available in Seattle
All programs are for business-purpose, non-owner-occupied real estate. Purchases and refinances are available, subject to property and borrower qualification.
Financing Needs We Handle
Purchasing an investment property
Financing for an eligible rental, multifamily, mixed-use, or commercial acquisition.
Replacing an existing loan
Rate-and-term refinancing for investment property debt.
Taking cash out of available equity
Business-purpose cash-out based on the property and requested loan.
Refinancing a maturing loan
Financing for an approaching balloon payment or loan maturity.
Seattle Market
Seattle Property Across Urban Villages and Industrial Areas
Seattle includes rental houses, apartment buildings, mixed-use properties, neighborhood retail, office, and industrial buildings. The city’s SDCI map combines zoning, permits, environmentally critical areas, and property information for each parcel.
Urban centers, neighborhood commercial zones, and industrial areas permit different building forms and uses. Investors should check the actual parcel and existing leases when selecting a rental, multifamily, or commercial financing program.
Property and financing fit
Seattle Rentals, Apartments, Mixed Use, and Industrial Property
Seattle rental and building rules vary by property type and project. Official address-level records are more useful than broad claims about citywide demand.
Seattle property financing
Property Types
Investment Properties We Finance in Seattle
Non-owner-occupied 1–4 unit rentals
Single-family homes, condominiums, and two- to four-unit properties held for investment.
Multifamily properties
Eligible apartment buildings with five or more units.
Mixed-use properties
Buildings combining residential and eligible commercial space.
Office and retail
Eligible investment office and retail buildings.
Industrial properties
Eligible warehouse, distribution, and light-industrial buildings.
Other eligible commercial property
Business-purpose investment property within current lending guidelines.
Insource Funding
Why Investors Work With Us
Direct Lender Since 2001
Work directly with the people reviewing and funding the loan. More than 6,000 transactions and $1 billion funded.
Asset-Based Underwriting
No DSCR, tax returns, or personal income verification.
Residential and Commercial Investment Properties
Rental, multifamily, mixed-use, office, retail, and industrial properties.
Example financing scenario
Refinancing a Seattle mixed-use property
What We Need for an Initial Review
Send the property address, purchase price or estimated value, requested loan amount, property type, purchase or refinance purpose, current payoff for a refinance, rent information when applicable, and a short explanation of the financing need.
No DSCR, income or employment verification, tax returns, or minimum credit score is required.
Get a QuoteSeattle sits inside our broader Washington investor lending coverage. Investors closing here also work with us on rental property loans, bridge financing, and mixed-use deals across the Washington market.
Insource Funding is a direct private lender headquartered at 433 Plaza Real, Suite 275, Boca Raton, Florida.
FAQ
Common Questions
Seattle Real Estate Resources
Seattle
Have a deal in Seattle?
Send the property address, estimated value, requested loan amount, and whether this is a purchase or refinance. We'll review the property and financing request and give you a clear answer.