Charleston West Virginia with state capitol and Appalachian mountain landscape
Insource Funding

West Virginia Investment Property Loans

Financing for West Virginia real estate investors. Rental, commercial, and bridge loans with same-day approval and 13-day closings.

Rental, Commercial & Bridge Loans

We Underwrite the Property, Not Its Income

75% LTV, up to 90% CLTV with Seller Carry

Same-Day Approval Available

Close in 8–13 Business Days

Have a deal in mind? You bring the deal - we'll tell you if it fits.

Want to See Your Financing Options?

Tell us about the property. We'll let you know if it works and explain the available financing. No runaround.

Secure · No obligation · 1-hour response during business hours

45+ West Virginia deals closed

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Loans Closed
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Track Record
0 days
Avg. Close
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Member & AffiliatedAmerican Association of Private LendersChamber of CommerceFlorida Association of Mortgage ProfessionalsThink Realty

West Virginia-focused asset lending since 2001. We know this market.

West Virginia Investment Property Financing

Your Property Qualifies. Let Us Show You How.

West Virginia's value markets deserve fast, simple financing.

30-Year Fixed & Bridge Options

Rental & Bridge Loans

1-5 Unit Residential Properties

NO DSCR required or income verification
No tax returns required
Close in 8–13 business days
Loan amounts: $100K – $5M
Up to 90% CLTV (purchase) | 70% LTV (cash-out)
30-year fixed & bridge options available

Property Types

Single-family homes, duplexes, triplexes, fourplexes, small multifamily

Flexible Commercial Terms

Commercial & Mixed-Use

1-5 Unit Properties

Mixed-use buildings with residential units
Retail, office, industrial properties
NO DSCR required on qualifying properties
Loan amounts: $100K – $5M
70% LTV (cash-out) | 90% CLTV (purchase)
13-day closings
Flexible deal terms

Property Types

Mixed-use buildings, retail spaces, office buildings, industrial properties

Simple Documentation

Required Documents

Purchase contract or current mortgage statement
Photo ID
Corporate docs (if held in entity)
Property insurance (at closing)

That's it. No Tax Returns, No Bank Statements, No Employment Verification

Seller Carry Allowed: Up to 90% CLTVBring 10% down. Seller carries a second. Most lenders won't touch this.

You've Probably Been Through This Before

Boxes to check. Ratios to hit. And somewhere along the way, the deal just... stalls.

What You've Probably Heard

  • "Your DSCR doesn't qualify"
  • "We need a higher credit score"
  • "Send us two years of tax returns"
  • "We'll get back to you in a few weeks"
  • "We can't move forward right now"

How We Look at It

  • We start with the property itself
  • Credit history doesn't disqualify you
  • No tax returns or bank statements needed
  • You'll hear back within an hour
  • We understand West Virginia's value markets and cash-flow opportunities
  • A clear answer, either way

Sound different? Send us your West Virginia deal and find out in an hour.

Recently Closed in West Virginia

Charleston, WV – Investment Property Purchase

$135,000
Purchase Price
$101,000
Loan Amount
10 days
Closed in
590
Credit Score
Value rental acquisition
No income verification
Closed direct, no broker fees

📝 Want to see what your loan would look like? Get a same-day term sheet tailored to your West Virginia property.

Frequently Asked Questions - West Virginia Investment Property Loans

Have more questions about West Virginia investment property financing?

Loan Programs for West Virginia Investors

Choose the program that matches the property and financing need.

Rental Property Loans

Purchase or refinance eligible non-owner-occupied 1–4 unit rental properties.

View loan program →

Bridge Loans

Short-term financing for purchases, refinances, and maturing investment-property debt.

View loan program →

Multifamily Loans

Purchase or refinance eligible apartment properties with five or more units.

View loan program →

Commercial Property Loans

Financing for eligible office, retail, mixed-use, industrial, and warehouse properties.

View loan program →

Ready to Finance Your West Virginia Property?

Whether you are purchasing or refinancing, we will give you a clear answer fast. No runaround, no paperwork overload. Just investor-focused financing that works.

Specialized financing solutions for West Virginia real estate investors seeking fast, flexible funding options. Expert West Virginia market knowledge since 2001.

🏠 West Virginia Rental Loans →🌉 West Virginia Bridge Loans →🏢 West Virginia Commercial Loans →🌍 Foreign National West Virginia Loans →

Serving West Virginia investors in: Charleston, Huntington, Morgantown, Parkersburg, Wheeling, Martinsburg, Fairmont, Beckley, Clarksburg, Ranson, Weirton, South Charleston

Specialized West Virginia markets: West Virginia bridge loans | West Virginia multifamily property financing | West Virginia commercial real estate loans | West Virginia bridge loan specialists | West Virginia rental property refinancing

Core loan programs: West Virginia investment property loans | rental property loans West Virginia | West Virginia commercial property loans | NO DSCR required loans West Virginia | direct lender West Virginia real estate | bridge loans for investors in West Virginia

Note: Loan terms, rates, and availability subject to underwriting approval and may vary by West Virginia location.

(800) 805-3391