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Insource Funding

Georgia Investment Property Loans – NO DSCR required

Finance rental, commercial, and bridge loans throughout Georgia with same-day approval and 13-day closings. No tax returns. NO DSCR required. No delays.

Rental, Commercial & Bridge Loans Available

NO DSCR required or Income Verification Required

Same-Day Approval Available

Close in 13 Days

Flexible Deal Terms

Serving Georgia Markets

Have a deal in mind? You bring the deal - we'll tell you if it fits.

Want to See Your Financing Options?

Tell us about the property. We'll let you know if it works and explain the available financing. No runaround.

Secure · No obligation · 1-hour response during business hours

220+ Georgia deals closed across metro and suburban markets

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Loans Closed
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Track Record
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Avg. Close
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Max CLTV
Member & AffiliatedAmerican Association of Private LendersChamber of CommerceFlorida Association of Mortgage ProfessionalsThink Realty

Georgia-focused asset lending since 2001. We know this market.

Georgia Investment Property Financing

Your Property Qualifies. Let Us Show You How.

Georgia's investor-friendly market deserves investor-friendly financing.

30-Year Fixed & Bridge Options

Rental & Bridge Loans

1-5 Unit Residential Properties

NO DSCR required or income verification
No tax returns required
Close in 8–13 business days
Loan amounts: $100K – $5M
Up to 90% CLTV (purchase) | 70% LTV (cash-out)
30-year fixed & bridge options available

Property Types

Single-family homes, duplexes, triplexes, fourplexes, small multifamily

Flexible Commercial Terms

Commercial & Mixed-Use

1-5 Unit Properties

Mixed-use buildings with residential units
Retail, office, industrial properties
NO DSCR required on qualifying properties
Loan amounts: $100K – $5M
70% LTV (cash-out) | 90% CLTV (purchase)
13-day closings
Flexible deal terms

Property Types

Mixed-use buildings, retail spaces, office buildings, industrial properties

Simple Documentation

Required Documents

Purchase contract or current mortgage statement
Photo ID
Corporate docs (if held in entity)
Property insurance (at closing)

That's it. No Tax Returns, No Bank Statements, No Employment Verification

Seller Carry Allowed: Up to 90% CLTVBring 10% down. Seller carries a second. Most lenders won't touch this.

You've Probably Been Through This Before

Boxes to check. Ratios to hit. And somewhere along the way, the deal just... stalls.

What You've Probably Heard

  • "Your DSCR doesn't qualify"
  • "We need a higher credit score"
  • "Send us two years of tax returns"
  • "Atlanta is too competitive for this loan amount"
  • "We can't move forward right now"

How We Look at It

  • We start with the property itself
  • Credit history doesn't disqualify you
  • No tax returns or bank statements needed
  • You'll hear back within an hour
  • We understand Georgia's investor-friendly market
  • A clear answer, either way

Georgia investors deserve a straight answer. Send us your deal.

Recently Closed in Georgia

Atlanta, GA – Investment Property Purchase

$395,000
Purchase Price
$296,000
Loan Amount
9 days
Closed in
615
Credit Score
Duplex investment purchase
NO DSCR required
Closed in investor entity

📝 Want to see what your loan would look like? Get a same-day term sheet tailored to your Georgia property.

Frequently Asked Questions - Georgia Investment Property Loans

Have more questions about Georgia investment property financing?

Cities We Serve in Georgia

Explore city-specific lending information and local market insights for top investment markets across Georgia.

Atlanta Investment Property Loans

Georgia

Savannah Investment Property Loans

Georgia

Don't see your city? We lend throughout Georgia.Contact us to discuss your specific market.

Loan Programs for Georgia Investors

Choose the program that matches the property and financing need.

Rental Property Loans

Purchase or refinance eligible non-owner-occupied 1–4 unit rental properties.

View loan program →

Bridge Loans

Short-term financing for purchases, refinances, and maturing investment-property debt.

View loan program →

Multifamily Loans

Purchase or refinance eligible apartment properties with five or more units.

View loan program →

Commercial Property Loans

Financing for eligible office, retail, mixed-use, industrial, and warehouse properties.

View loan program →

Ready to Finance Your Georgia Property?

Whether you are purchasing or refinancing, we will give you a clear answer fast. No runaround, no paperwork overload. Just investor-focused financing that works.

Specialized financing solutions for Georgia real estate investors seeking fast, flexible funding options. Expert Georgia market knowledge since 2001.

🏠 Georgia Rental Loans →🌉 Georgia Bridge Loans →🏢 Georgia Commercial Loans →🌍 Foreign National Georgia Loans →

Serving Georgia investors in: Atlanta, Marietta, Roswell, Alpharetta, Johns Creek, Decatur, Kennesaw, Lawrenceville, Duluth, Suwanee, Savannah, Augusta, Columbus, Macon, Athens, Warner Robins, Valdosta, Albany, Dalton, Rome, Gainesville, Statesboro, Hinesville, Brunswick, Pooler

Specialized Georgia markets: Atlanta film industry housing loans | Savannah historic district properties | Augusta Masters tournament rentals | Athens university housing financing | North Georgia mountain cabin loans

Core loan programs: Georgia investment property loans | rental property loans Georgia | Georgia commercial property loans | NO DSCR required loans Georgia | direct lender Georgia real estate | bridge loans for investors in Georgia

Note: Loan terms, rates, and availability subject to underwriting approval and may vary by Georgia location.

(800) 805-3391