Tampa, FL
Tampa Property Loans from Ybor City to Westshore
Insource Funding is a direct private lender for rental, bridge, multifamily, mixed-use, and commercial property purchases and refinances in Tampa. Loans range from $100,000 to $5 million with asset-based underwriting—no DSCR, personal-income verification, or tax returns.
Tampa is a competitive investor market with accelerating rental demand and strong multifamily fundamentals. If the deal makes sense, we move quickly and give a straight answer.
Direct Lender
Since 2001
$100K–$5M
Loan amounts
No DSCR
Or income verification
Purchases + Refinances
Including cash-out
Get a Quote for Your Tampa Property
Tell us about the property and the financing you need. We issue same-day term sheets when the initial scenario fits our guidelines.
Want to See Your Financing Options?
Tell us about the property. We'll let you know if it works and explain the available financing. No runaround.
Loan programs
Investment Property Financing Available in Tampa
All programs are for business-purpose, non-owner-occupied real estate. Purchases and refinances are available, subject to property and borrower qualification.
Financing Needs We Handle
Purchasing an investment property
Financing for an eligible rental, multifamily, mixed-use, or commercial acquisition.
Replacing an existing loan
Rate-and-term refinancing for investment property debt.
Taking cash out of available equity
Business-purpose cash-out based on the property and requested loan.
Refinancing a maturing loan
Financing for an approaching balloon payment or loan maturity.
Tampa Market
Tampa Property from Ybor City to Westshore
Tampa investors are not looking at one uniform property market. Ybor City has older mixed-use and commercial buildings, Seminole Heights has small rentals and neighborhood retail, the Channel District adds condominium inventory, and Westshore is weighted toward office and commercial property.
That range creates different financing needs. A landlord adding a South Tampa rental may want 30-year debt; a Ybor mixed-use buyer may need bridge or multifamily financing; an owner near Westshore may be replacing a commercial loan or taking cash out. Start with the address, price or value, and requested loan amount.
How Tampa deals differ
Rental, Mixed-Use, and Commercial Property Across Tampa
Ybor’s historic buildings deserve a different conversation from a stabilized suburban rental. We can quote both, but the useful questions are practical: what is being bought or refinanced, how is it occupied today, and what does the investor want the new loan to accomplish?
For a purchase, send the contract price and requested proceeds. For a refinance, include the estimated value and current payoff. Rent information helps on occupied rentals, apartments, and mixed-use buildings, but no DSCR or personal tax returns are required.
Financing across Tampa property types
Property Types
Investment Properties We Finance in Tampa
Non-owner-occupied 1–4 unit rentals
Single-family homes, condominiums, and two- to four-unit properties held for investment.
Multifamily properties
Eligible apartment buildings with five or more units.
Mixed-use properties
Buildings combining residential and eligible commercial space.
Office and retail
Eligible investment office and retail buildings.
Industrial properties
Eligible warehouse, distribution, and light-industrial buildings.
Other eligible commercial property
Business-purpose investment property within current lending guidelines.
Insource Funding
Why Investors Work With Us
Direct Lender Since 2001
Work directly with the people reviewing and funding the loan. More than 6,000 transactions and $1 billion funded.
Asset-Based Underwriting
No DSCR, tax returns, or personal income verification.
Residential and Commercial Investment Properties
Rental, multifamily, mixed-use, office, retail, and industrial properties.
Example financing scenario
Purchasing a Tampa mixed-use property
What We Need for an Initial Review
Send the property address, purchase price or estimated value, requested loan amount, property type, purchase or refinance purpose, current payoff for a refinance, rent information when applicable, and a short explanation of the financing need.
No DSCR, income or employment verification, tax returns, or minimum credit score is required.
Get a QuoteTampa sits inside our broader Florida investor lending coverage. Investors closing here also work with us on rental property loans, bridge financing, and mixed-use deals across the Florida market.
Insource Funding is a direct private lender headquartered at 433 Plaza Real, Suite 275, Boca Raton, Florida.
FAQ
Common Questions
Tampa
Have a deal in Tampa?
Send the property address, estimated value, requested loan amount, and whether this is a purchase or refinance. We'll review the property and financing request and give you a clear answer.