San Diego, CA
San Diego Investment Loans for Condos, Apartments and Mixed Use
Insource Funding is a direct private lender for rental, bridge, multifamily, mixed-use, and commercial property purchases and refinances in San Diego. Loans range from $100,000 to $5 million with asset-based underwriting—no DSCR, personal-income verification, or tax returns.
San Diego's coastal market demands speed. If the deal makes sense, we'll move quickly and give you a straight answer.
Direct Lender
Since 2001
$100K–$5M
Loan amounts
No DSCR
Or income verification
Purchases + Refinances
Including cash-out
Get a Quote for Your San Diego Property
Tell us about the property and the financing you need. We issue same-day term sheets when the initial scenario fits our guidelines.
Want to See Your Financing Options?
Tell us about the property. We'll let you know if it works and explain the available financing. No runaround.
Loan programs
Investment Property Financing Available in San Diego
All programs are for business-purpose, non-owner-occupied real estate. Purchases and refinances are available, subject to property and borrower qualification.
Financing Needs We Handle
Purchasing an investment property
Financing for an eligible rental, multifamily, mixed-use, or commercial acquisition.
Replacing an existing loan
Rate-and-term refinancing for investment property debt.
Taking cash out of available equity
Business-purpose cash-out based on the property and requested loan.
Refinancing a maturing loan
Financing for an approaching balloon payment or loan maturity.
San Diego Market
San Diego Property from Coastal Communities to Employment Areas
San Diego investment properties include condominium rentals, houses, apartment buildings, neighborhood mixed-use, office, retail, and industrial space. The city’s zoning and parcel tools identify community-plan areas, overlays, and permitted uses for each address.
Coastal-zone, condominium, and tenant considerations differ by property. Investors can use official maps and records to understand those facts without treating them as barriers to an initial financing request.
Local property and financing
San Diego Rental, Apartment, and Mixed-Use Properties
Coastal communities, downtown, and inland employment corridors contain different property mixes. The requested loan should be matched to the actual use, leases, and hold plan.
Property Types
Investment Properties We Finance in San Diego
Non-owner-occupied 1–4 unit rentals
Single-family homes, condominiums, and two- to four-unit properties held for investment.
Multifamily properties
Eligible apartment buildings with five or more units.
Mixed-use properties
Buildings combining residential and eligible commercial space.
Office and retail
Eligible investment office and retail buildings.
Industrial properties
Eligible warehouse, distribution, and light-industrial buildings.
Other eligible commercial property
Business-purpose investment property within current lending guidelines.
Insource Funding
Why Investors Work With Us
Direct Lender Since 2001
Work directly with the people reviewing and funding the loan. More than 6,000 transactions and $1 billion funded.
Asset-Based Underwriting
No DSCR, tax returns, or personal income verification.
Residential and Commercial Investment Properties
Rental, multifamily, mixed-use, office, retail, and industrial properties.
Example financing scenario
Purchasing a San Diego condominium rental
What We Need for an Initial Review
Send the property address, purchase price or estimated value, requested loan amount, property type, purchase or refinance purpose, current payoff for a refinance, rent information when applicable, and a short explanation of the financing need.
No DSCR, income or employment verification, tax returns, or minimum credit score is required.
Get a QuoteSan Diego sits inside our broader California investor lending coverage. Investors closing here also work with us on rental property loans, bridge financing, and mixed-use deals across the California market.
Insource Funding is a direct private lender headquartered at 433 Plaza Real, Suite 275, Boca Raton, Florida.
FAQ
Common Questions
San Diego Real Estate Resources
San Diego
Have a deal in San Diego?
Send it over. We'll look at the property, the numbers, and the plan behind it, then give you a straight answer.