Islip, NY
Islip Investment Property Loans for South Shore Investors
Insource Funding is a direct private lender for rental, bridge, multifamily, mixed-use, and commercial property purchases and refinances in Islip. Loans range from $100,000 to $5 million with asset-based underwriting—no DSCR, personal-income verification, or tax returns.
Private financing for eligible investment properties in Islip, with same-day term sheets available for qualifying scenarios.
Direct Lender
Since 2001
$100K–$5M
Loan amounts
No DSCR
Or income verification
Purchases + Refinances
Including cash-out
Get a Quote for Your Islip Property
Tell us about the property and the financing you need. We issue same-day term sheets when the initial scenario fits our guidelines.
Want to See Your Financing Options?
Tell us about the property. We'll let you know if it works and explain the available financing. No runaround.
Loan programs
Investment Property Financing Available in Islip
All programs are for business-purpose, non-owner-occupied real estate. Purchases and refinances are available, subject to property and borrower qualification.
Financing Needs We Handle
Purchasing an investment property
Financing for an eligible rental, multifamily, mixed-use, or commercial acquisition.
Replacing an existing loan
Rate-and-term refinancing for investment property debt.
Taking cash out of available equity
Business-purpose cash-out based on the property and requested loan.
Refinancing a maturing loan
Financing for an approaching balloon payment or loan maturity.
Islip real estate
Islip Property Across South Shore Communities
The Town of Islip includes many South Shore communities with non-owner-occupied houses, small apartments, neighborhood retail, office, and industrial property. Town planning and zoning records identify the legal use and district for each address.
Industrial areas, Main Street commercial properties, and residential neighborhoods present different tenant and building configurations. The property type determines whether rental, multifamily, bridge, or commercial financing is the suitable starting point.
Local property and financing
Islip Rentals, Main-Street Mixed Use, and Industrial Property
A refinance can replace existing debt, provide business-purpose cash out, or address a maturity under the program matching the property.
Property Types
Investment Properties We Finance in Islip
Non-owner-occupied 1–4 unit rentals
Single-family homes, condominiums, and two- to four-unit properties held for investment.
Multifamily properties
Eligible apartment buildings with five or more units.
Mixed-use properties
Buildings combining residential and eligible commercial space.
Office and retail
Eligible investment office and retail buildings.
Industrial properties
Eligible warehouse, distribution, and light-industrial buildings.
Other eligible commercial property
Business-purpose investment property within current lending guidelines.
Insource Funding
Why Investors Work With Us
Direct Lender Since 2001
Work directly with the people reviewing and funding the loan. More than 6,000 transactions and $1 billion funded.
Asset-Based Underwriting
No DSCR, tax returns, or personal income verification.
Residential and Commercial Investment Properties
Rental, multifamily, mixed-use, office, retail, and industrial properties.
Example financing scenario
Refinancing an Islip mixed-use property
What We Need for an Initial Review
Send the property address, purchase price or estimated value, requested loan amount, property type, purchase or refinance purpose, current payoff for a refinance, rent information when applicable, and a short explanation of the financing need.
No DSCR, income or employment verification, tax returns, or minimum credit score is required.
Get a QuoteIslip sits inside our broader New York investor lending coverage. Investors closing here also work with us on rental property loans, bridge financing, and mixed-use deals across the New York market.
Insource Funding is a direct private lender headquartered at 433 Plaza Real, Suite 275, Boca Raton, Florida.
FAQ
Common Questions
Islip Real Estate Resources
Islip
Have a deal in Islip?
Send the Islip property address, value or purchase price, requested amount, property type, and financing need.