The Hamptons, NY
Investment Property Financing Across the Hamptons
Insource Funding is a direct private lender for rental, bridge, multifamily, mixed-use, and commercial property purchases and refinances in The Hamptons. Loans range from $100,000 to $5 million with asset-based underwriting—no DSCR, personal-income verification, or tax returns.
Private financing for eligible investment properties in The Hamptons, with same-day term sheets available for qualifying scenarios.
Direct Lender
Since 2001
$100K–$5M
Loan amounts
No DSCR
Or income verification
Purchases + Refinances
Including cash-out
Get a Quote for Your The Hamptons Property
Tell us about the property and the financing you need. We issue same-day term sheets when the initial scenario fits our guidelines.
Want to See Your Financing Options?
Tell us about the property. We'll let you know if it works and explain the available financing. No runaround.
Loan programs
Investment Property Financing Available in The Hamptons
All programs are for business-purpose, non-owner-occupied real estate. Purchases and refinances are available, subject to property and borrower qualification.
Financing Needs We Handle
Purchasing an investment property
Financing for an eligible rental, multifamily, mixed-use, or commercial acquisition.
Replacing an existing loan
Rate-and-term refinancing for investment property debt.
Taking cash out of available equity
Business-purpose cash-out based on the property and requested loan.
Refinancing a maturing loan
Financing for an approaching balloon payment or loan maturity.
The Hamptons real estate
Hamptons Property Across Southampton and East Hampton
The Hamptons span multiple villages and the towns of Southampton and East Hampton. Investment property includes non-owner-occupied houses, small multifamily buildings, village-center mixed use, retail, and office property. Rental and zoning rules depend on the municipality governing the address.
A seasonal or year-round rental plan should be checked against the applicable town or village requirements. Suffolk County records identify the parcel, while local building and planning departments govern use.
Local property and financing
Hamptons Rentals and Village-Center Property
Bridge financing can address an acquisition or maturing loan when the business-purpose request and property fit current guidelines.
Property Types
Investment Properties We Finance in The Hamptons
Non-owner-occupied 1–4 unit rentals
Single-family homes, condominiums, and two- to four-unit properties held for investment.
Multifamily properties
Eligible apartment buildings with five or more units.
Mixed-use properties
Buildings combining residential and eligible commercial space.
Office and retail
Eligible investment office and retail buildings.
Industrial properties
Eligible warehouse, distribution, and light-industrial buildings.
Other eligible commercial property
Business-purpose investment property within current lending guidelines.
Insource Funding
Why Investors Work With Us
Direct Lender Since 2001
Work directly with the people reviewing and funding the loan. More than 6,000 transactions and $1 billion funded.
Asset-Based Underwriting
No DSCR, tax returns, or personal income verification.
Residential and Commercial Investment Properties
Rental, multifamily, mixed-use, office, retail, and industrial properties.
Example financing scenario
Purchasing a Hamptons year-round rental
What We Need for an Initial Review
Send the property address, purchase price or estimated value, requested loan amount, property type, purchase or refinance purpose, current payoff for a refinance, rent information when applicable, and a short explanation of the financing need.
No DSCR, income or employment verification, tax returns, or minimum credit score is required.
Get a QuoteThe Hamptons sits inside our broader New York investor lending coverage. Investors closing here also work with us on rental property loans, bridge financing, and mixed-use deals across the New York market.
Insource Funding is a direct private lender headquartered at 433 Plaza Real, Suite 275, Boca Raton, Florida.
FAQ
Common Questions
The Hamptons Real Estate Resources
The Hamptons
Have a deal in The Hamptons?
Send the The Hamptons property address, value or purchase price, requested amount, property type, and financing need.