top of page
Insource Funding Real Estate Loans

LOAN PROGRAMS

Ground Up Construction
Rental Loans

Eligible properties:

  • Investor 1-4 Units SFR, Condo or Townhomes

  • Duplex or Triplex

Rental Property LOANS

Rental property loans insource funding

Ready to grow your empire, refinance your rentals, or unlock cash from your portfolio? Look no further! Insource Funding offers flexible loans that turn your property dreams into reality—hassle-free

Required Documents for Closing:

  • IF a purchase: Purchase contract

  • IF a Refinance: Payoff

  • Insurance: agent contact information

  • ID: Drivers license or passport

  • IF held in a corporation: corporate docs including operating agreement and EIN

  • Leases: leases for all units if a refinance, purchase can be vacant

Terms:

To Qualify.

  • Minimum Fico: 600

  • Complete an online application

  • Review and sign term sheet

  • individuals must not have any open 
    bankruptcy or foreclosure.

Eligible properties:

  • Single Family

  • 2-4 Units

  • Condos

  • Townhomes

  • PUD

Commercial Loans

Multifamily&COMMERCIAL
PROPERTy LOANS

Multifamily & Commercial property loans

Where banks hesitate, we leap! Refinance your owner or tenant-occupied commercial space with Insource Funding. Close in 8-15 days with minimal documentation.

Required Documents for Closing:

  • IF a purchase: Purchase contract

  • IF a Refinance: Payoff

  • Insurance: agent contact information

  • ID: Drivers license or passport

  • IF held in a corporation: corporate docs including operating agreement and EIN

  • Leases: leases for all units if a refinance, purchase can be vacant

Terms:

  • 30 Year Fixed Rate

  • Same Day Approval

  • 75% LTV Refinance or Cash-out

  • Up to 90% CLTV on a purchase

  • Loans From $150,000 - $3,000,000

  • Interest only payments available

Eligible properties:

  • Apartments, Townhomes or Condos 5+ units

  • Mixed-Use

  • Industrial

  • Retail

  • Office

  • Strip center

  • Warehouse

  • Self storage

  • automotive

To Qualify.

  • Minimum Fico: 600

  • Complete an online application

  • Review and sign term sheet

  • individuals must not have any open 
    bankruptcy or foreclosure.

Fix and Flip
Bridge loans

Fix & Flip Loans

Our loan program is specifically tailored for "fix-and-flip" investors who require a short-term, interest-only loan to purchase and renovate a property based on its estimated "as repaired value" (ARV).

Bridge Loans

If you require a swift closing for your current or future investment property, Insource Funding's Bridge Loan program can provide you with the necessary flexibility to complete the task. For a seamless and prompt lending experience

Terms, Fix & Flip:

  • 12 Months

  • Same Day Approval

  • Up to 80% LTV (Loan to Purchase)

  • Loans From: $150,000 - $3,000,000

  • interest only payments.
  • 100% Rehab financing

  • Minimum Fico: 600

Terms, Bridge Loans:

  • 24 Months

  • Same Day Approval

  • Purchase or Cash-out

  • Up to 80% LTV (Loan to Purchase)

  • Loans From: $150,000 - $3,000,000

  • interest only payments.
  • 100% Rehab financing

  • Minimum Fico: 600

Eligible properties:

  • Single Family

  • Condo's

  • Townhomes

  • 2-4 unit Apartments

Hassle Free Rental Property financing.

 Our streamlined application process eliminates income and employment verification and focuses on the value of your assets, making it stress-free to apply and get approved. With Insource Funding, you can easily apply for a loan and concentrate on growing your real estate portfolio and achieving your investment goals.

Application Process

APPLICATION PROCESS

FIX & FLIP LOANS

BRIDGE LOANs

Get Started in a Flash:  Kick off your loan journey with our two minute appliation  Simply share basic details about yourself and the property. It's that Easy!
 

  • Instant Approval:  We get it—time is money. That's why we grant same-day approvals for all our streamlined financing options. Once you're in, you'll get a loan commitment letter, and we'll jump right into the appraisal.
     

  • Quick Paperwork:  While the appraisal is in the works, we'll swiftly sort out the title and gather a few key documents. Whether it's a purchase or a refinance, we keep the checklist short and sweet.
     

  • Appraisal and Docs:  After the appraisal wraps up and we've got your documents, leave the heavy lifting to us. Our team checks everything to ensure it's all set and you're good to go. We make it hassle-free by sticking to simple, clear criteria.
     

  • Closing:  With everything checked and double-checked, we'll set a convenient time to close. And just like that, you'll be on your way to realizing your investment dreams!

Insource Funding Luxury Modular Homes

Have Questions?

Are you Ready?

  • Who do I contact for servicing inquiries?
    For any loan servicing inquiries, please contact : PHH Mortgage Services P.O.BOX 5954 SPRINGFIELD, OH 45501-5954 Tel: 1-800-936-8705
  • What type of Loans are offered by Insource Funding?
    Insource Funding offers short-term bridge financing, Fix & Flip loans, and 30-Year Fixed-Rate Loans. The rates are determined based on the borrower and the individual property. For more information about our rates and loan options, please Call us at 800-805-3391.
  • What type of documents are required?
    here is a list of the documents we will need. REO Schedule: A list of properties you currently own if any. If a purchase: we will need the sales Contract If a refinance: a payoff quote ( title can order this for you) Lease(s) – (if currently rented) ID:A copy of your Drivers license Insurance: agent contact information It’s that easy, In some cases other documents and/or materials may be requested based on the individual borrower’s circumstances and collateral.
  • What type of properties can you finance ?
    The following property types are eligible for our rental loans: Single Family Residence (SFR) 2-4 Unit Properties Townhouse Multifamily Condos and apartments Commercial properties
  • Can you get a 30 year loan on an investment property?
    Yes, you can get a 30-year loan for investment residential or commercial properties.
  • Are reserves required the purchase of a rental property?
    We do not require reserves for any of our loan programs although, on a purchase, we may request a bank statement to verify that you have the necessary funds to close.
  • What is a Bridge Loan?
    bridge loans are short-term financing options that are used to "bridge" the gap between the purchase of a property and the long-term financing needed to repay the loan. These loans are typically used for real estate investments, such as fixing and flipping or renovation projects, and are issued for a period of up to 12-24 months.
  • Are bridge loans available for rental properties?
    Yes, bridge loans are available for rental properties. Bridge loans can be beneficial because they provide short-term financing to help real estate investors purchase or refinance properties quickly. This can be especially useful in situations where traditional financing options may not be available or take too long to secure. With a bridge loan, investors can bridge the gap between the purchase of a new property and the sale of an existing property, allowing them to take advantage of investment opportunities that may not be available otherwise..
  • Can I get an investment property loan in an LLC?
    Yes, it is possible to get an investment property loan in an LLC. Insource Funding offers loans to LLCs and other corporate entities for the purpose of acquiring, refinancing, or improving investment properties. As a borrower, you may choose to use an LLC to protect your personal assets and limit liability in case of legal issues related to the investment property. By working with Insource Funding, you can access flexible and competitive financing options for your real estate investment needs, even if you choose to invest through an LLC.
  • How many investment properties can I own?
    The number of investment properties you can own is not limited by Insource Funding. However, there may be other factors such as your financial situation and ability to manage multiple properties that could impact how many you can own. It is always best to consult with a financial advisor to determine what is best for your unique situation.
  • Is it possible to buy an investment property with a 10% down payment?
    Yes, at Insource Funding, you can finance your investment property with just 10% down through our Bridge or Rental Loan program which allows up to 90% CLTV. This means you have the opportunity to secure your investment property with a low down payment and have more capital to put towards other investments or expenses. Call us for more details 800-805--3391
  • How hard is it to refinance a rental property?
    With Insource Funding, refinancing your rental property has never been easier. Our flexible loan options range from $150,000 to $3 million and boast loan-to-value ratios of 75-80%, making it simple to find a solution that works for you. Say goodbye to stress and hello to a streamlined refinancing process
Loan program FAQ
bottom of page