
Loan Programs.
Residential & Commercial Financing options for Real Estate Investors
RESIDENTIAL PROPERTIES

If you're looking to finance an acquisition, refinance your rental property, or access cash from your rental portfolio, Insource Funding can help. Our flexible loan options make rental financing a hassle-free experience
** No Income or Employment verification needed.
Terms:
Required Documents for Closing:
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30 Year Fixed Rate
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Same Day Approval
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Up to 80% LTV Refinance or Cash-out
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Rates from: 7%
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Single property or a Portfolio
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Loans From $150,000 - $3,000,000
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Interest only payments available
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IF a purchase: Purchase contract
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IF a Refinance: Payoff
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Insurance: agent contact information
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ID: Drivers license or passport
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IF held in a corporation: corporate docs including operating agreement and EIN
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Leases: leases for all units if a refinance, purchase can be vacant
What do i need to qualify?
Eligible properties:
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To be eligible, individuals must not have any
open bankruptcy or foreclosure proceedings. -
Complete an online application
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Review and sign term sheet
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Minimum Fico: 600
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Investor 1-4 Units SFR, Condo or Townhomes
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Duplex or Triplex
Multifamily&COMMERCIAL
PROPERTIES

Our commercial loans close within 8-12 days, with competitive rates, minimal documentation and no personal income verification required, our underwriting primarily focuses on the property itself.
Terms:
Required Documents for Closing:
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30 Year Fixed Rate
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Same Day Approval
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75% LTV Refinance or Cash-out
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Up to 90% CLTV on a purchase
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Loans From $150,000 - $3,000,000
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Interest only payments available
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IF a purchase: Purchase contract
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IF a Refinance: Payoff
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Insurance: agent contact information
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ID: Drivers license or passport
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IF held in a corporation: corporate docs including operating agreement and EIN
-
Leases: leases for all units if a refinance, purchase can be vacant
How do i qualify?
Eligible properties:
-
To be eligible, individuals must not have any open bankruptcy or foreclosure proceedings.
-
Complete an online application
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Review and sign term sheet
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Minimum Fico: 600
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Apartments, Townhomes or Condos 5+ units
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Mixed-Use
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Industrial
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Retail
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Office
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Strip center
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Warehouse
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Self storage
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automotive
Fix & Flip Loans
Our loan program is specifically tailored for "fix-and-flip" investors who require a short-term, interest-only loan to purchase and renovate a property based on its estimated "as repaired value" (ARV).
Terms Fix & Flip:
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12 Months
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Same Day Approval
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Up to 80% LTV (Loan to Purchase)
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Loans From: $150,000 - $3,000,000
- interest only payments.
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100% Rehab financing
Bridge Loans
If you require a swift closing for your current or future investment property, Insource Funding's Bridge Loan program can provide you with the necessary flexibility to complete the task. For a seamless and prompt lending experience
Terms:
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24 Months
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Same Day Approval
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Purchase or Cash-out
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Up to 80% LTV (Loan to Purchase)
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Loans From: $150,000 - $3,000,000
- interest only payments.
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100% Rehab financing
Eligible properties:
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Single Family
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Condo's
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Townhomes
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2-4 unit Apartments
Hassle Free Rental Property financing.
Our streamlined application process eliminates income and employment verification and focuses on the value of your assets, making it stress-free to apply and get approved. With Insource Funding, you can easily apply for a loan and concentrate on growing your real estate portfolio and achieving your investment goals.
FIX & FLIP LOANS
BRIDGE LOANs
Application Process
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Apply in Minutes: Our loan application process is quick and easy, and it only takes two minutes to get started. All you have to do is provide us with basic information about your property and investment goals.
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Same Day Approval: We know how important it is to get funding as quickly as possible, which is why we offer same-day approval for all of our no-doc financing options. Once approved, we'll send you a loan commitment letter and get the appraisal process started.
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Title and Collect Documents: As we await the appraisal report, we'll initiate the title order and commence gathering the required documents for closing. These documents may include a copy of your ID, entity documents, insurance policy, and sales contract (if it's a purchase). For a refinance, we'll require the payoff amount. It's a straightforward process!
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Appraisal and Document Review: No Stress, No Hassle: At Insource Funding, we want to make the process of securing financing for your investment property as easy and stress-free as possible. Once your appraisal is complete and we've received the documentents mentioned above, we'll take care of the rest. Our expert team will review everything to ensure that your application is complete and all documents are in order. This includes the appraisal report, title report, and insurance policy. We are committed to providing you with the funding that meets your needs, so we keep our lending criteria simple and straightforward.
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Schedule Closing: Finally, once the appraisal is complete and all of the necessary documents have been reviewed, we'll schedule a closing.