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 Insource Funding 
Frequently Asked Questions


How do you determine the loan amount?

Insource Funding is an asset-based lender, and loan amounts are based on the value of the real estate that is being pledged as collateral. For 1-4 family non-owner occupied residential properties, Insource Funding will lend up to 80 % of the purchase price, up to 75% of the after repair value, up to 75% refinance and  75% cash-out.


What states do you lend in?

Insource Funding is a nationwide lender with a few exceptions, please refer to the Where do we lend map

What type of documentation is required for the loan application?

Insource Funding require basic documentation to underwrite the loan. This includes an application, a copy of your Drivers license or passport and documentation on the business entity. ( on our hard money loan program credit isn't a determining factor, it is used to evaluate risk and determine rate )

What are the upfront fees or costs?

Insource Funding does not charge any upfront fees during the pre-approval and approval process such as an application fee  **(in some cases an application fee will be required) However, the borrower is responsible for third party fees such as appraisals or project feasibility studies ( construction only).


Do you have a prepayment penalty?

In most situations, no.

Do you fund the rehab costs?

Insource Funding Fix & Flip loans are based on the after repair value for 1-4 family non-owner occupied residential properties. we will lend up to 80% of the purchase price and up to 100% of the renovation costs, not to exceed to 75% of the after repair value. 


Can I use Insource Funding to buy my home?

Insource Funding is a commercial hard money lender, our loans are used for business purposes rather than individual or personal interests. We do not provide hard money loans for the purchase of owner occupied residential properties. Our loans are strictly backed by non-owner occupied residential and commercial properties, and are issued to a business entity.


Property Types:

Residential rentals, fix and flips, commercial property, strip centers, apartment buildings.

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